The State Bank of India (SBI) has invited online applications from eligible Indian citizens for recruitment to the post of Trade Finance Officer – International Banking Group (TFO-IBG) under the Specialist Cadre Officer recruitment. The recruitment is being conducted on a regular basis for two management grades: Junior Management Grade Scale-I (JMGS-I) and Middle Management Grade Scale-II (MMGS-II).
According to the official advertisement, a total of 35 vacancies are available. Of these, 14 vacancies are for Trade Finance Officer – IBG in JMGS-I, while 21 vacancies are for Trade Finance Officer – IBG in MMGS-II. The positions are specialist roles focused on trade finance processing, operations, transaction scrutiny, screening, compliance and related banking activities.
SBI Trade Finance Officer Recruitment 2026 – Overview
| Particulars | Details |
|---|---|
| Organization | State Bank of India |
| Recruitment | Specialist Cadre Officer |
| Post | Trade Finance Officer – IBG |
| Advertisement No. | CRPD/SCO/2026-27/15 |
| Recruitment Basis | Regular |
| Total Vacancies | 35 |
| JMGS-I Vacancies | 14 |
| MMGS-II Vacancies | 21 |
| Application Mode | Online |
| Registration Start Date | 29 August 2026 |
| Last Date to Apply | 19 September 2026 |
| JMGS-I Age Limit | 21 to 30 years |
| MMGS-II Age Limit | 23 to 32 years |
| Qualification | Graduation + IIBF Forex Operations Certification |
| Selection Process | Shortlisting + Interview |
| Interview Marks | 100 |
| Suggested Posting | Hyderabad & Kolkata |
| Application Fee | ₹750 for General/EWS/OBC; Nil for SC/ST/PwBD |
| Official Website | SBI Careers |
The official advertisement specifies the post-wise vacancies, age limits, suggested locations and selection procedure on page 3.
SBI Trade Finance Officer Vacancy 2026
SBI has announced vacancies in two grades under the Trade Finance Officer – IBG position.
JMGS-I – 14 Posts
The Junior Management Grade Scale-I position has a total of 14 vacancies.
The category-wise distribution is:
- SC – 2
- ST – 1
- OBC – 3
- EWS – 1
- UR – 7
- PwBD – 1 horizontal vacancy
The prescribed age for this post is 21 to 30 years as on 31 July 2026.
MMGS-II – 21 Posts
The Middle Management Grade Scale-II position has a total of 21 vacancies.
The category-wise distribution is:
- SC – 3
- ST – 1
- OBC – 5
- EWS – 2
- UR – 10
- PwBD – 1 horizontal vacancy
The age limit for MMGS-II is 23 to 32 years as on 31 July 2026.
The notification states that PwBD reservation is horizontal and included within the overall vacancy of the respective parent category. The number of vacancies is provisional and may change according to the actual requirement of the Bank.
Age Limit
The age limit differs according to the grade.
For JMGS-I
Candidates should be:
- Minimum age: 21 years
- Maximum age: 30 years
The age is calculated as on 31 July 2026.
For MMGS-II
Candidates should be:
- Minimum age: 23 years
- Maximum age: 32 years
The age is also calculated as on 31 July 2026.
Age Relaxation
Applicable reserved-category candidates can receive relaxation in the upper age limit according to Government of India guidelines.
The advertisement specifies the following relaxations wherever applicable:
| Category | Age Relaxation |
|---|---|
| OBC (Non-Creamy Layer) | 3 years |
| SC/ST | 5 years |
| PwBD – UR/EWS | 10 years |
| PwBD – OBC | 13 years |
| PwBD – SC/ST | 15 years |
The notification states that cumulative age relaxation is not available in combination with other relaxation provisions. Candidates claiming relaxation must produce the required certificate at the time of interview if shortlisted.
Educational Qualification
The educational qualification is broadly the same for both grades.
Candidates must have:
A Graduate degree in any discipline from a Government-recognized University or Institution.
In addition to graduation, the candidate must possess the mandatory:
Certification in Forex Operations from IIBF.
The certificate must be dated on or before 31 July 2026.
This means that simply having a graduation degree is not sufficient. The prescribed IIBF certification is a mandatory qualification for the Trade Finance Officer position.
Preferred Certifications
Apart from the mandatory qualification, SBI has also listed several certifications as preferred qualifications.
Candidates may have certifications such as:
- Certificate for Documentary Credit Specialists (CDCS) by LIBF
- Certificate for Specialists in Demand Guarantees (CSDG) by LIBF
- Certified Trade Finance Professional (CTFP) by ICC Academy
Alternatively, candidates may possess:
- Global Trade Certificate (GTC) by ICC Academy
- Certificate in International Trade Finance (CITF) by LIBF
- Certificate in International Trade Finance by IIBF
The relevant certificates should be dated on or before 31 July 2026.
These are described as preferred certifications, while the graduation degree and IIBF Certification in Forex Operations are mandatory.
SBI PO Notification 2026 Out: 1500 Vacancies, Direct Apply Link, Eligibility, Fees & Revised Pattern
Work Experience
Relevant professional experience is an important eligibility requirement for these posts.
JMGS-I Experience
For the Trade Finance Officer – IBG JMGS-I position, candidates need a minimum of:
1 year of experience
The experience must be post-essential-qualification experience in Trade Finance processing and operations. It must have been obtained in an Officer/Official role in a scheduled commercial bank, preferably in a maker role.
MMGS-II Experience
For the Trade Finance Officer – IBG MMGS-II position, candidates need:
Minimum 3 years of experience
The experience must be post-essential-qualification experience in Trade Finance processing, in an Officer/Official role in a scheduled commercial bank.
Candidates should therefore carefully calculate their qualifying experience as on 31 July 2026.
The notification also states that the relevant experience certificate issued by the employer must specifically establish that the candidate has experience in the required field.
Important Experience Conditions
SBI has clearly specified that the experience should be relevant to the advertised position.
Candidates should keep the following points in mind:
- The experience must be after obtaining the essential academic qualification.
- The experience must relate to Trade Finance processing/operations as specified for the respective grade.
- The experience should be in an Officer/Official role in a scheduled commercial bank.
- The employer’s experience certificate should clearly mention the relevant field.
- Teaching and training experience will not be counted for eligibility.
Job Profile and Responsibilities
The Trade Finance Officer position is a specialist banking role involving trade finance transactions, documentation, data entry, scrutiny, screening and regulatory compliance.
The advertisement describes separate responsibilities for Maker and Checker roles.
Maker Role – JMGS-I
The Maker is responsible for activities such as:
- Entering trade transactions into banking systems
- Scanning and uploading relevant documents
- Handling TI+ data entry for trade finance transactions
- Scrutinizing documents before sending them for approval
- Entering screening data
- Facilitating accurate data entry in relevant screening systems
The role also involves maintaining accuracy and productivity while processing assigned trade finance and/or Forex transactions.Checker Role – MMGS-II
The Checker role involves:
- Checking TI+ transaction details
- Verifying transaction data against relevant documents
- Conducting document scrutiny
- Performing sanctions and AML-related screening scrutiny
- Validating regulatory compliance
- Acting as an OFAC releaser while maintaining compliance with sanctions screening and transaction approval requirements
These responsibilities show that the MMGS-II role involves a higher level of checking, validation and compliance responsibility.
Working Shifts
The notification states that both Maker and Checker roles will be required to work in shifts.
The listed shift timings are:
| Shift | Working Hours |
|---|---|
| Shift 1 | 06:00 AM – 03:00 PM |
| Shift 2A | 09:00 AM – 06:00 PM |
| Shift 2B | 01:30 PM – 10:30 PM |
| Shift 3 | 09:00 PM – 06:00 AM |
The Bank may change the shift timings according to its requirements.
Candidates considering the position should therefore be prepared to work in different shifts, including the night shift.
Key Responsibility Areas
For the Maker position, important performance areas include accurate and efficient processing of allotted Trade Finance and Forex transactions, achieving productivity norms, maintaining turnaround time within prescribed benchmarks and completing assigned learning modules.
The Checker position focuses on maintaining transaction accuracy, monitoring staff performance and productivity, reducing delays, handling rejected or incomplete transactions and completing Risk, AML and Compliance training. Participation in process reviews and training activities is also part of the role.
SBI has clarified that the job profile and key responsibility areas are illustrative. The Bank may assign additional roles, responsibilities or KRAs from time to time.
Salary and Pay Scale
The Trade Finance Officer posts carry SBI’s applicable officer-grade pay scales.
JMGS-I
The pay scale is:
₹48,480 – 2,000/7 – ₹62,480 – 2,340/2 – ₹67,160 – 2,680/7 – ₹85,920
MMGS-II
The pay scale is:
₹64,820 – 2,340/1 – ₹67,160 – 2,680/10 – ₹93,960
The probation period mentioned in the advertisement is 6 months.
Apart from basic pay, selected officers are eligible for benefits and allowances according to SBI rules. These include:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- City Compensatory Allowance (CCA)
- Provident Fund
- Contributory Pension Fund/NPS
- Leave Fare Concession (LFC)
- Medical facilities
- Other applicable perquisites
The benefits are subject to the rules in force from time to time.
Place of Posting
The advertisement gives Hyderabad and Kolkata as the suggested places of posting. However, these locations are only indicative.
SBI reserves the right to post or transfer selected officers to any of its offices in India. Officers may also be deputed to SBI associates, subsidiaries or other organizations depending on service requirements.
Therefore, candidates should be prepared to serve at locations other than Hyderabad or Kolkata. The Bank has also stated that requests for posting or transfer to a specific place may not be entertained.
Selection Process
The selection process for the SBI Trade Finance Officer recruitment consists of:
- Shortlisting
- Interview
- Preparation of merit list
There is no written examination mentioned in the advertised selection procedure.
Shortlisting
Meeting the minimum educational qualification and experience requirements does not automatically guarantee an interview.
SBI will constitute a shortlisting committee that will determine the shortlisting parameters. After applying those parameters, an adequate number of candidates will be shortlisted for the interview.
The decision of the Bank regarding shortlisting will be final.
Interview
The interview will carry 100 marks.
The qualifying marks for the interview will be decided by the Bank.
Merit List
The final merit list will be prepared in descending order based on the marks obtained in the interview only.
If two or more candidates obtain the same marks at the cut-off point, the candidate who is older in age will be ranked higher.
Application Fee
The application fee and intimation charges are:
| Category | Fee |
|---|---|
| General | ₹750 |
| EWS | ₹750 |
| OBC | ₹750 |
| SC | Nil |
| ST | Nil |
| PwBD | Nil |
The fee is non-refundable. Candidates are required to pay the fee online through the payment gateway provided in the application system.
Online payment can be made using methods such as:
- Debit Card
- Credit Card
- Internet Banking
Any applicable transaction charges are to be borne by the candidate.
Important Dates
The important dates mentioned in the advertisement are:
| Event | Date |
|---|---|
| Advertisement Date | 29 August 2026 |
| Online Registration Begins | 29 August 2026 |
| Last Date for Registration/Fee Payment | 19 September 2026 |
| Eligibility Date | 31 July 2026 |
The official advertisement specifically states that online registration and payment of fees are available from 29 August 2026 to 19 September 2026.
Candidates should avoid waiting until the last day because technical problems, website congestion or connectivity issues can affect the submission process.
How to Apply for SBI Trade Finance Officer Recruitment 2026
Candidates must apply online only through the official SBI careers website. SBI will not accept applications through post or any other mode.
Step-by-Step Application Process
- Visit the official SBI careers website.
- Open the Current Openings section.
- Find Advertisement No. CRPD/SCO/2026-27/15.
- Download and carefully read the detailed advertisement.
- Check your eligibility for JMGS-I, MMGS-II or both.
- Register yourself online.
- Enter your personal and professional details.
- Enter your educational qualifications.
- Enter your relevant Trade Finance experience.
- Upload the required photograph and signature.
- Upload the required educational and professional documents.
- Upload the IIBF Forex Operations certification.
- Upload experience certificates and other required documents.
- Upload the mandatory undertaking.
- Review the application carefully.
- Submit the application.
- Pay the applicable fee online.
- Generate and save the e-receipt.
- Print or save the submitted application for future reference.
The official “How to Apply” page instructs candidates to log in to the SBI Current Openings page, select advertisement CRPD/SCO/2026-27/15, download the advertisement and then apply online. It also specifically warns that corrections will not be allowed after final submission.
Documents Required
Candidates must upload the required documents during the online application.
The advertisement lists documents including:
- Recent photograph
- Signature
- Detailed resume
- Identity proof
- Date of birth proof
- Caste certificate, if applicable
- PwBD certificate, if applicable
- Degree certificate
- IIBF Certification in Forex Operations
- Experience certificates
- Preferred certification, if available
- Biodata form
- Form-16/Offer Letter from current employer
- NOC from present employer, where applicable
- Mandatory undertaking
Candidates should ensure that all uploaded documents are clear and readable.
The advertisement specifies that PDF documents should generally not exceed 500 KB, while photograph and signature have separate size and dimension requirements.
Photograph and Signature Requirements
The photograph should be a recent passport-style colour photograph.
The preferred photograph dimensions are 200 × 230 pixels, with a file size between 20 KB and 50 KB. Candidates should use a light-coloured, preferably white, background.
For the signature:
- It should be made by the applicant.
- It should be signed on white paper using a black ink pen.
- Preferred dimensions are 140 × 60 pixels.
- File size should be between 10 KB and 20 KB.
- Signature in CAPITAL LETTERS will not be accepted.
Candidates should preview each uploaded document before final submission because uploaded documents cannot be edited or changed after submission.
Reservation and PwBD Provisions
SBI has provided reservation for SC, ST, OBC, EWS and PwBD categories according to applicable Government of India provisions.
PwBD reservation is horizontal and forms part of the respective parent category vacancy. Only candidates meeting the definition of Persons with Benchmark Disabilities are eligible to claim PwBD reservation.
Candidates claiming reservation benefits must produce valid certificates in the prescribed Government of India format.
For OBC candidates, the advertisement contains specific Non-Creamy Layer requirements. Candidates belonging to the OBC creamy layer are not eligible for OBC reservation or age relaxation and should apply under the appropriate unreserved category if otherwise eligible.
EWS candidates must possess the prescribed Income and Asset Certificate for the relevant financial year within the required timeframe.
Important Conditions for Government Employees
Candidates working in Government, quasi-Government offices, Public Sector Undertakings, nationalized banks or financial institutions are required to submit a No Objection Certificate (NOC) from their employer at the interview stage.
If selected, candidates will also have to produce a proper discharge/relieving certificate from their current employer when taking up the appointment.
Candidates with disciplinary proceedings pending or contemplated against them as on the date of application are not eligible to apply. A prescribed undertaking must also be uploaded with the online application.
Probation Period
Selected candidates will be placed on probation according to SBI’s recruitment policy applicable to the respective post.
The advertisement mentions a six-month probation period for the advertised grades.
Appointment will remain subject to verification of eligibility, credentials, certificates, references, medical fitness and antecedents.
Important Instructions for Candidates
Candidates should carefully follow the conditions given in the official notification.
Some of the most important points are:
- Candidates must satisfy all eligibility requirements as on the prescribed date.
- Mere possession of minimum qualifications does not guarantee shortlisting.
- SBI can determine its own shortlisting parameters.
- All information provided in the application must be correct.
- False information or suppression of material facts can lead to cancellation of candidature.
- SBI may terminate services if such issues are discovered after appointment.
- Candidates must keep their email ID and mobile number active.
- Interview call letters will be sent by email or uploaded on the Bank’s website; no hard copy will be sent.
- Hard copies of the application and documents should not be sent to SBI.
- The Bank can change vacancies according to its requirements.
- Posting can be anywhere in India according to the Bank’s requirements.
- Selected candidates may be required to work in shifts.
- Candidates should regularly check the SBI website for updates and corrigenda.
Can a Candidate Apply for Both Posts?
Yes.
The notification specifically states that an eligible candidate may apply for both the JMGS-I and MMGS-II posts.
However, candidates should independently verify their eligibility for each grade, particularly the required experience and age criteria.
If multiple applications are submitted for the same post, only the last valid completed application will be retained, while the fee paid for earlier registrations will be forfeited.
Interview Call Letter
Candidates shortlisted for the interview will receive information through email or the SBI website.
SBI will not send a physical hard copy of the interview call letter. Therefore, candidates should keep their registered email address and mobile number active throughout the recruitment process.
The Bank will decide the interview centre or venue. Candidates called for interview must appear at the venue decided by SBI, and requests for changing the venue will not be entertained.
Important Note on Specialist Cadre
The Trade Finance Officer positions will remain within the Specialist Cadre.
The notification clearly states that there is no provision for conversion of these positions into the General Cadre.
This is an important point for candidates who are specifically interested in developing their careers in trade finance and related specialist banking functions.
Who Should Apply?
This recruitment is particularly relevant for candidates who have:
- A graduate degree in any discipline
- IIBF Certification in Forex Operations
- Relevant experience in Trade Finance
- Experience in a scheduled commercial bank
- Knowledge of trade finance processing and documentation
- Strong communication and presentation skills
- Good transaction-processing abilities
- Interest in banking compliance, AML and sanctions screening
- Willingness to work in shifts
- Willingness to accept posting as per SBI requirements
The advertisement specifically identifies outstanding communication, presentation and processing skills as required skills for both grades.
SBI Trade Finance Officer Recruitment 2026 – Key Highlights
The recruitment provides an opportunity for experienced banking professionals to join SBI’s specialist cadre through a regular appointment.
The major highlights are:
- 35 total vacancies
- 14 JMGS-I vacancies
- 21 MMGS-II vacancies
- Graduation in any discipline required
- IIBF Certification in Forex Operations mandatory
- 1 year relevant experience for JMGS-I
- 3 years relevant experience for MMGS-II
- Maximum age of 30 years for JMGS-I
- Maximum age of 32 years for MMGS-II
- Selection through shortlisting and interview
- Interview carries 100 marks
- Salary available under SBI officer-grade scales
- Six-month probation period
- Suggested locations include Hyderabad and Kolkata
- Posting may be anywhere in India
- Application fee of ₹750 for General/EWS/OBC
- No fee for SC/ST/PwBD candidates
- Online application window from 29 August to 19 September 2026
FAQs – SBI Trade Finance Officer Recruitment 2026
1. How many vacancies are available?
A total of 35 vacancies are available: 14 JMGS-I and 21 MMGS-II posts.
2. What is the post name?
The post is Trade Finance Officer – International Banking Group (TFO-IBG).
3. What is the educational qualification?
Candidates must have a Graduation degree in any discipline along with the mandatory IIBF Certification in Forex Operations.
4. What is the age limit?
For JMGS-I, the age limit is 21–30 years, while for MMGS-II, it is 23–32 years, both calculated as on 31 July 2026.
5. How much experience is required?
Candidates need 1 year of relevant experience for JMGS-I and 3 years for MMGS-II in Trade Finance processing/operations in a scheduled commercial bank.
6. What is the selection process?
Selection will be based on shortlisting and interview. The interview carries 100 marks.
7. What is the application fee?
The fee is ₹750 for General/EWS/OBC candidates. SC/ST/PwBD candidates are exempted from the fee.
8. What is the last date to apply?
The last date for online registration and fee payment is 19 September 2026.
9. Can candidates apply for both JMGS-I and MMGS-II?
Yes. Eligible candidates can apply for both posts, provided they satisfy the respective eligibility requirements.
10. Where can selected candidates be posted?
The suggested posting locations are Hyderabad and Kolkata. However, SBI may post or transfer selected candidates anywhere in India according to its requirements.