BOI Credit Officer Recruitment 2026: The Bank of India (BOI) has released a major recruitment notification for experienced banking professionals by inviting online applications for 779 Credit Officer posts in the General Banking Officer (GBO) Stream. This recruitment offers vacancies in MMGS-II, MMGS-III, and SMGS-IV scales, making it an excellent opportunity for candidates looking to build a long-term career in one of India’s leading public sector banks.
The online application process begins on 30 June 2026 and will continue until 20 July 2026. Eligible candidates who meet the educational qualification, age limit, and experience requirements can apply online through the official Bank of India website. The selection process includes an online examination followed by a personal interview, depending on the number of applications received.
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BOI Credit Officer Recruitment 2026 Overview
| Particular | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (GBO Stream) |
| Total Vacancies | 779 |
| Advertisement No. | Project No. 2026-27/01 |
| Job Location | Anywhere in India |
| Application Mode | Online |
| Online Registration Starts | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Selection Process | Online Test & Interview |
| Official Website | Bank of India |
Important Dates
| Event | Date |
|---|---|
| Notification Released | 1 June 2026 |
| Online Application Begins | 30 June 2026 |
| Last Date to Apply Online | 20 July 2026 |
| Last Date to Pay Application Fee | 20 July 2026 |
| Relevant Date for Age & Qualification | 1 June 2026 |
| Online Exam Date | To be announced |
BOI Credit Officer Vacancy 2026
Bank of India has announced 779 vacancies across three officer scales.
| Scale | Vacancies |
|---|---|
| MMGS-II | 677 |
| MMGS-III | 61 |
| SMGS-IV | 41 |
| Total | 779 |
The notification mentions that 475 vacancies are carried forward from the previous recruitment, making this one of the biggest BOI officer recruitments in recent years. The bank may increase or decrease the vacancies depending on organizational requirements.
Category-wise Vacancy Details
| Category | Vacancies |
|---|---|
| SC | 118 |
| ST | 59 |
| OBC | 205 |
| EWS | 80 |
| General | 317 |
| Total | 779 |
Reservation for Persons with Benchmark Disabilities has also been provided according to Government of India norms.
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Educational Qualification
Candidates applying for BOI Credit Officer posts must possess the educational qualifications prescribed for the respective scale. Along with educational qualifications, relevant work experience in banking or financial institutions is mandatory for these posts.
Applicants should ensure they satisfy all eligibility conditions before submitting the application. The bank will verify educational certificates and experience documents during the recruitment process.
Age Limit
The age limit differs according to the post applied for.
| Scale | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II | 25 Years | 32 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 32 Years | 45 Years |
Age will be calculated as on 1 June 2026.
Age Relaxation
Reserved category candidates are eligible for age relaxation as per Government rules.
| Category | Relaxation |
|---|---|
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
| Ex-Servicemen | 5 Years |
| 1984 Riot Victims | 5 Years |
Salary Details
Selected candidates will receive attractive salaries along with Dearness Allowance, House Rent Allowance, Medical Benefits, Pension Benefits, Leave Travel Concession, and other allowances applicable to Public Sector Bank officers.
| Scale | Basic Pay |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
Apart from basic pay, officers will enjoy several additional benefits as per Bank of India service rules.
Selection Process
The recruitment process may include:
- Scrutiny of applications
- Online Examination
- Personal Interview
- Document Verification
- Medical Examination
- Final Merit List
If the number of applications is limited, the bank may conduct recruitment through interview only. Otherwise, candidates will first appear for an online examination followed by an interview.
BOI Credit Officer Exam Pattern
The online examination consists of two sections.
| Subject | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Professional Knowledge | 100 | 100 |
| Total | 125 | 125 |
- Total Duration: 120 Minutes
- English section is qualifying in nature.
- Negative marking of 0.25 marks for every wrong answer.
- Professional Knowledge marks will be considered for preparing the merit list.
Application Fee
| Category | Fee |
|---|---|
| SC/ST/PwBD | ₹175 |
| General/OBC/EWS | ₹850 |
The application fee must be paid online using Debit Card, Credit Card, Net Banking, UPI, QR, or Mobile Wallet.
Required Documents
Candidates should keep the following documents ready while applying online:
- Passport-size photograph
- Signature
- Left thumb impression
- Handwritten declaration
- Graduation certificates
- Experience certificates
- Identity proof (Aadhaar/PAN/Passport etc.)
- Category certificate (if applicable)
- EWS Certificate (if applicable)
- PwBD Certificate (if applicable)
How to Apply Online for BOI Credit Officer Recruitment 2026?
Step 1: Visit the official Bank of India website.
Step 2: Open the Career section.
Step 3: Click on Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01.
Step 4: Register using your mobile number and email ID.
Step 5: Fill in all personal, educational, and professional details carefully.
Step 6: Upload your photograph, signature, thumb impression, handwritten declaration, and other required documents.
Step 7: Pay the application fee online.
Step 8: Preview the application form before final submission.
Step 9: Submit the application and download the confirmation page for future reference.
Important Instructions
- Candidates can apply for only one post.
- Ensure all eligibility conditions are fulfilled before applying.
- Applications submitted after the last date will not be accepted.
- Keep the registered mobile number and email active until the recruitment process is completed.
- Original documents will be verified during the interview.
- The bank reserves the right to modify the recruitment process whenever necessary.
Preparation Tips
- Revise banking and financial concepts thoroughly.
- Practice previous banking officer examination papers.
- Improve English language comprehension and grammar.
- Stay updated with current affairs related to banking and the economy.
- Attempt mock tests regularly to improve speed and accuracy.
- Focus on professional knowledge, as it plays the most important role in the final merit list.
Why You Should Apply
This recruitment offers an excellent opportunity for experienced banking professionals seeking a stable government career. With 779 vacancies, attractive salary packages exceeding ₹1 lakh per month for higher scales, nationwide posting opportunities, career growth, and government benefits, the BOI Credit Officer Recruitment 2026 is one of the most significant banking recruitments of the year.
Candidates meeting the eligibility requirements should complete the application process before 20 July 2026 to avoid last-minute technical issues.
Frequently Asked Questions (FAQs)
1. How many vacancies are available in BOI Credit Officer Recruitment 2026?
A total of 779 vacancies have been announced.
2. What is the last date to apply?
The last date for online application is 20 July 2026.
3. When does the application process begin?
Applications start from 30 June 2026.
4. What is the mode of application?
Applications are accepted online only.
5. What is the selection process?
Online Examination, Interview, Document Verification, and Medical Examination.
6. Is there negative marking?
Yes. 0.25 marks will be deducted for every incorrect answer.
7. What is the application fee for General candidates?
₹850.
8. What is the fee for SC/ST/PwBD candidates?
₹175.
9. What is the minimum age for MMGS-II?
25 years.
10. What is the maximum age for SMGS-IV?
45 years.
11. Where can selected candidates be posted?
Anywhere in India.
12. Will English marks be included in the merit list?
No. The English Language test is qualifying in nature.
13. What is the exam duration?
120 minutes.
14. Can I apply for more than one post?
No. Only one application is permitted.
15. When will the online examination be held?
The examination date will be announced separately by Bank of India.